uob individual banking
uob individual banking
Blog Article
UOB Lender offers various own banking services designed to fulfill the economical requires of people. Underneath is an in depth overview that may help you fully grasp The crucial element factors and offerings.
Types of Accounts
Price savings Account: This account helps you to cut costs even though earning curiosity.
Features: Quick access, interest earnings, small charges.
Benefits: Safe and sound place for your resources, prospective growth by interest.
Present-day Account: Ideal for day by day transactions and controlling expenses.
Characteristics: Checkbook facility, overdraft protection.
Added benefits: Handy for normal payments and withdrawals.
Fixed Deposit Account: For the people seeking to receive higher curiosity fees more than a set interval.
Attributes: Mounted time period deposits, greater curiosity costs compared to cost savings accounts.
Added benefits: Protected expense selection with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans which might be used for numerous reasons like schooling or household renovation.
Styles:
Installment Financial loans
Credit history Strains
Gains: Adaptable repayment conditions, aggressive fascination premiums.
Household Financial loans: Customized remedies for getting house or refinancing current mortgages.
Types:
Fixed Rate Dwelling Personal loan
Floating Level Dwelling Personal loan
Benefits: Different designs to suit person needs, interesting premiums.
Charge cards
UOB offers An array of charge cards catering to various existence and paying out practices:
Rewards Playing cards: Make details on just about every purchase that may be redeemed for gifts or vacation miles.
Cashback Cards: Get hard cash rebates on every day investing such as groceries and eating out.
Travel Cards: Special Positive aspects like air read more miles accumulation and travel insurance plan coverage.
Expenditure Solutions
For people thinking about escalating their wealth through investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Appropriate for extensive-phrase expansion targets.
Structured Deposits * Combines the characteristics of traditional deposits with expenditure products. * Probably better returns but with a few danger included.
Coverage Goods
To guard on your own and All your family members towards unforeseen functions:
Everyday living Insurance coverage * Gives money protection in the event of Demise or significant health issues. * Can also serve as a financial savings Instrument with regards to the coverage decided on.
Wellbeing Coverage * Handles clinical charges which include hospitalization expenditures. * Important for mitigating substantial healthcare expenses.
Electronic Banking Products and services
Benefit at your fingertips by electronic platforms:
World wide web Banking
Enables you to handle your funds on the net:
Look at account balances and transaction background
Transfer funds involving accounts or shell out payments
Apply for new solutions (loans/bank cards)
Cellular Banking
Banking on-the-go via cellular apps:
Brief stability checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account activity
Using these complete choices, UOB aims to supply individualized banking answers that cater specifically to particular person needs though making certain benefit and safety in all transactions.